White Paper / Risk Management
Work comp experience modifiers: The power of one number on a business
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Experience modification rates (EMR) can significantly impact a company’s revenue sources and profitability. Beyond determining premium adjustments, it is commonly used as a gauge for the effectiveness of the company’s safety program. 

This paper will discuss what the EMR is, why it matters, the various impacts it can have to a business, and lastly focus on methods to control and mitigate the impacts of an adverse score on the client’s business.

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