White Paper / Risk Management
Cybercrime: Hackers steal money from companies by impersonating executives
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A recent series of coverage decisions by the courts has caused confusion among insureds, leaving many unsure as to which type of insurance policy covers cybercrimes, notably social engineering fraud (SEF) claims, and what policy enhancements are necessary to assure coverage. This paper examines how cyber and crime policies traditionally operate, how carriers are responding to the increase in frequency and severity of cybercrimes, the impact of recent appellate court decisions confirming coverage for SEF claims under crime policies, and what policyholders can expect going forward. 

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