White Paper / Employee Benefits
A different tactic in the war on medical costs: Reference-based pricing

Many employers offering health benefits are seeing large cost increases each year, knowing that if costs continue to rise something will have to give. One method that may help lower current costs and reduce future cost increases is reference-based pricing. It is important to note that it is not for everyone; among other considerations, the process can be highly frictional to employees. This guide will focus on helping clarify what reference-based pricing is, what goals a program like this would hope to accomplish, and what potential hurdles may be encountered.

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