Coronavirus Advisory Practice

Business risk and insurance

FAQs - April 16, 2020

• Cyber
• Future pandemic-related coverage
• General insurance
• General liability, excess and umbrella
• Occupational Safety and Health Administration (OSHA)
• Pollution legal liability
• Property & business interruption
• Worker's compensation

Compliance issues

FAQs - June 8, 2020

• ACA measurement periods/breaks in service SEE Eligibility section
• Cafeteria plans / election changes / FSAs
• COBRA rights / COBRA coverage / subsidizing COBRA coverage
• Eligibility / losing eligibility…or not / amending the plan / deemed hours in this measurement period
• Exclusions / excluding treatment of the coronavirus
• Families First Act poster
• Fever screens
• Furlough vs. layoff
• HSAs/HDHPs and coronavirus testing / treatment
• Loans from employer to employees
• Mandates / COVID-19 testing
• Premiums / employer pre-payment and recoupment
• Section 139 tax-free payments to employees
• Telemedicine
• USERRA / military leave
• WARN Act issues
• Wellness program issues

Coronavirus facts, testing and vaccines

FAQs - Aug. 19, 2020

• Coronavirus facts
• Coronavirus testing
• Coronavirus vaccines

Employment issues

FAQs - Aug. 7, 2020

• Americans with Disabilities Act (ADA)
• Confirmed case
• Exposed employee
• Mitigation and masks
• New I-9 Form, employers navigating remote workers
• Notifying employees
• Return to work
• Symptomatic employee
• Temperature checking and fever screening

Global

FAQs - March 17, 2020

• Multinational clients

Health coverage

FAQs - April 3, 2020

• FFCRA
• Medical plan/HSA
• Pharmacy

Industry-specific

FAQs - May 12, 2020

• Construction
• Food service
• Healthcare
• Long-term care facilities
• Real estate
• Schools/childcare

Leave and unemployment

FAQs - April 3, 2020

• Leave
  • FFCRA
  • Furloughs and layoffs
  • General
  • Paid sick leave
  • Returns to work and doctors notes, etc.
  • USERRA / military leave
• Unemployment

Retirement

FAQs - July 23, 2020

• Plan distributions
• Plan funding
• Plan loans
• Workforce reductions & operational concerns

Retirement - The CARES Act

FAQs - April 27, 2020

External FAQs

• Families First Coronavirus Response Questions and Answers - DOL
• COVID-19-Related Tax Credits for Required Paid Leave Provided by Small and Midsize Businesses FAQs - IRS