Guard against fiduciary risk while helping your employees make the most of their retirement benefit.
Retirement consulting EXPERTISE is only effective if the Advisor can deliver it in a way that is TAILORED to the client's needs.
Leverage Lockton's comprehensive expertise and experience to help you design and optimize your DC plan. Our teams can help you explore these critical questions:
Focused experts, innovative strategies, and time tested techniques protect your business and help your employees find financial security.
Lockton’s investment management experts help you manage your fiduciary responsibilities through 3(21) or 3(38) outsourcing services. The Lockton approach ensures your investment lineup is consistent – in process, management, and performance. Over a five-year period, 70% of our recommendations remained above the median for long-term performance – vs. 23% of managers selected through industry standard processes.
LockSMART is a proprietary investment database providing customized investment analysis, selection and monitoring.
With the support of national ERISA and securities experts, Lockton’s experienced teams can help with compliance oversight, risk profiling, and legislative and regulatory affairs monitoring to mitigate your plan risk.
Deep experience and well-honed proprietary tools underpin the disciplined process your Lockton Advisor uses to provide solid advice and counsel.
In a DOL review of annual ERISA audits, two out of every five contained deficiencies significant enough to get them rejected. Lockton’s Senior ERISA Counsel, Sam Henson, predicts increased enforcement and suggests rethinking your auditor selection process.
Your Lockton Retirement team can help you benchmark and negotiate service fees with your providers and optimize your current relationships. If necessary, we can help you search for new providers and walk you through your plan conversion.
Lockton's Total Value Axis uses prospective vendor profiling to identify market trends. We use a tailored approach to quantitatively score current and potential vendors.
The Lockton approach to employee engagement is about more than meetings. The Lockton approach is about developing a plan.
Today’s worker faces more complex financial decisions than ever, and the challenge of handling those decisions is causing more stress than ever. Stress impacts productivity and that hits your organization’s bottom line. (To find out more, watch a replay of our webinar or read this white paper on the subject.)
Lockton offers a 3-part approach to help clients manage this challenge:
The Lockton Life Game is an example of our approach in action. We use interactive techniques to make learning about savings, debt repayment, and investment not only personal, but fun.
Visit www.locktonlifegame.com to try it out.
Driving engagement, increased deferrals and beneficiary designation.
Securities offered through Lockton Financial Advisors, LLC a registered broker-dealer and member FINRA, SIPC. Investment advisory services offered through Lockton Investment Advisors, LLC, a SEC registered investment advisor. For California, Lockton Financial Advisors, LLC, d.b.a. Lockton Insurance Services, LLC, license number 0G13569.