Lockton | Expatriates’ Car Insurance

Expatriates’ Car Insurance

When living and working overseas your motor vehicle can be one of your most important assets. In many countries, finding reliable insurance cover is a difficult exercise and this could put your asset at risk.

Lockton has been offering loss and damage vehicle insurance for more than 40 years. We can offer you peace of mind by providing a stable and high level of service that may not be available to you locally. Our dedicated International Vehicle Risk Management team specializes in overseas motor insurance with Insurers at Lloyd’s of London providing the security for all of our policies.

As the originators of International Vehicle Insurance, we have built a reputation for efficiency and service. Individually calculated premiums allow us to accurately reflect the level of protection you require, helping us to keep your premiums low without sacrificing the quality of your insurance.

We listen to our clients and are happy to discuss any issues or concerns you may have with your policy. Above all, we will deal with any claims in an efficient and helpful way to avoid lengthy delays wherever you are.

Our team of specialists has developed policies designed to meet the needs of:

Diplomats
Expatriates
Humanitarian organizations
International businesses
International charities
International schools
Religious orders
United Nations Agencies

With International Vehicle Risk Management you can expect:

Tailor-made policies to meet your needs
Immediate cover anywhere in the world (excluding the United States and Canada)
Rapid claims handling service
Individually assessed premiums
Discounts for mature drivers
Substantial no-claims bonus discounts
Special rates for those insuring more than one vehicle
Immediate authorization of repairs for most levels of damage
Claims paid in the currency of your choice
International network of agents, to get you back on the road quickly
Personal and approachable service
Knowledge and experience from the originators of International Vehicle Insurance of this kind.

Our policies include cover for:

Accidental damage, fire and theft risks *
Protection against windscreen breakage and for fitted accessories such as audio equipment.
Additional protection against riot, civil commotion, hijacking and armed robbery (often excluded by local insurers)
Payment of the purchase price for a seriously damaged or stolen vehicle that is less than 12 months old ^#
Inclusion of cover for hurricanes, earthquakes and flooding
Optional inclusion of the incurred costs of freight, transportation and import duties


	* This does not include Third Party Liability cover for which separate arrangements must be made to comply with local laws and regulations.

# Non-commercial policies only.

Lockton Service

The key to our success is working in close partnership with each of our clients. Our specialists take time to listen and to understand your specific goals so that we deliver insurance solutions tailored to your requirements. This approach has earned us the trust of clients all over the world.

The same team that designs, negotiates and implements your business insurance plan with the carrier is also responsible for managing your service needs. This dedicated team approach increases our understanding of your business, allows us to anticipate your needs, and creates accountability and ownership by the team throughout the entire process.

Most insurance brokers promise a high-level of personalized service, but our unique structure allows us to actually deliver on that promise everyday. As a private, family-owned company, all our Associates focus solely on you, our client, rather than public shareholders.

We firmly believe we get business based on our expertise, creative solutions and outstanding service. Just as importantly, our client retention rate of 95 percent reflects our commitment to each and every client.