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Classic Car

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Individual Collectors Policies

Our scheme caters for policy holders who own one or more classic cars which are generally not used on an everyday basis.

We offer a tailor-made, flexible insurance product that is competitive on price and includes many special features required by discerning owners of classic motor cars.

The key benefits of a taking out a policy with us are:

  • No claims bonus --- Favourable discounts are offered upon renewal of your policy if you do not make a claim.
  • Quick and efficient claims service --- Our claims specialists understand the vital importance of rapid repairs and fair settlements.
  • Retained salvage --- If your vehicle is considered to be a write-off or beyond economic repair and you wish to retain the salvage, the Policy gives you the right to do so.
  • Theft of keys --- If the keys to your vehicle are stolen and have not been recovered, insurers will pay for the cost of replacing all entry, ignition and steering locks that can be opened or operated with the lost items.
  • Above market value payment --- Many insurers will only pay the market value of written-off cars even though a classic car may be worth more and is not subject to normal depreciation. An Agreed Value option is available if an approved independent expert has valued your car when the Policy is taken out.
  • Track extensions & rally use --- Many of our clients use their Astons to participate in Track Day events and RAC approved rallies both in the UK and Europe. We make alterations to your Policy to automatically include a Track Day extension. Special conditions apply to Track Day cover.
  • Continental use --- The Policy provides full cover, free of charge, for trips within the European Union. Cover can also be arranged for annual Green Cards on cars, which are UK registered, but which spend most of the year abroad.
  • Security --- All Policies are fully underwritten at Lloyd’s of London.


All Policies cater for annual limited mileage use of either 3000 or 5000 but higher limits can be quoted on request.

For a Quote

We can only provide quotes on vehicles with a minimum value of £10,000 and for drivers who are over 25 years of age. Furthermore, we are not able to provide quotes on vehicles used in Northern Ireland. If you would like a quote please click here to complete the online form.

Lockton Service

The key to our success is working in close partnership with each of our clients. Our specialists take time to listen and to understand your specific goals so that we deliver insurance solutions tailored to your requirements. This approach has earned us the trust of clients all over the world.

The same team that designs, negotiates and implements your business insurance plan with the carrier is also responsible for managing your service needs. This dedicated team approach increases our understanding of your business, allows us to anticipate your needs, and creates accountability and ownership by the team throughout the entire process.

Most insurance brokers promise a high-level of personalized service, but our unique structure allows us to actually deliver on that promise everyday. As a private, family-owned company, all our Associates focus solely on you, our client, rather than public shareholders.

We firmly believe we get business based on our expertise, creative solutions and outstanding service. Just as importantly, our client retention rate of 95 percent reflects our commitment to each and every client.

 
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