Individual Collectors Policies
Our scheme caters for policy holders who own one or more classic cars which are
generally not used on an everyday basis.
We offer a tailor-made, flexible insurance product that is competitive on price
and includes many special features required by discerning owners of classic motor
cars.
The key benefits of a taking out a policy with us are:
- No claims bonus --- Favourable discounts are offered upon renewal of your
policy if you do not make a claim.
- Quick and efficient claims service --- Our claims specialists understand
the vital importance of rapid repairs and fair settlements.
- Retained salvage --- If your vehicle is considered to be a write-off or beyond
economic repair and you wish to retain the salvage, the Policy gives you the right
to do so.
- Theft of keys --- If the keys to your vehicle are stolen and have not been
recovered, insurers will pay for the cost of replacing all entry, ignition and steering
locks that can be opened or operated with the lost items.
- Above market value payment --- Many insurers will only pay the market value
of written-off cars even though a classic car may be worth more and is not subject
to normal depreciation. An Agreed Value option is available if an approved independent
expert has valued your car when the Policy is taken out.
- Track extensions & rally use --- Many of our clients use their Astons to
participate in Track Day events and RAC approved rallies both in the UK and Europe.
We make alterations to your Policy to automatically include a Track Day extension.
Special conditions apply to Track Day cover.
- Continental use --- The Policy provides full cover, free of charge, for trips
within the European Union. Cover can also be arranged for annual Green Cards on
cars, which are UK registered, but which spend most of the year abroad.
- Security --- All Policies are fully underwritten at Lloyd’s of London.
All Policies cater for annual limited mileage use of either 3000 or 5000 but higher
limits can be quoted on request.
For a Quote
We can only provide quotes on vehicles with a minimum value of £10,000 and for drivers
who are over 25 years of age. Furthermore, we are not able to provide quotes on
vehicles used in Northern Ireland.
If you would like a quote please click here to complete the online form.