Home Insurance
In the UK, Lockton offers Aston Martin Owners Club competitive premiums on Home Insurance.
The following sections list the summary of Cover available:
Buildings and Contents are covered for loss or damage caused by:
- Accidental damage to oil pipes, underground water supply pipes and cables
- Aircraft
- Collision by any vehicle or animal
- Escape of oil from domestic fixed fuel oil tanks, apparatus or pipes
- Falling trees, lampposts or telegraph poles
- Fire, lightning, explosions or earthquakes
- Riots, strikes, violent disorder, civil commotion and malicious damage
- Storm, flood or weight of snow
- Subsidence, landslip or heave
- Theft or attempted theft
Buildings section also includes cover for:
- Anyone buying your home until completion of sale
- Architects’ and Surveyors’ fees, debris removal and additional costs as a result of Local Authority requirements
- Breakage of fixed glass and solar panels
- Breakage of sanitary fixtures and ceramic hobs
- Damage caused by falling aerials and satellite dishes
- Frost damage to fixed water tanks, apparatus and pipes
- Increased domestic metered water charges following an escape of water
- Loss of rent due to you and temporary accommodation costs
Contents section also includes cover for:
- Accidental damage to televisions, audio and video equipment including radios, video recorders, home computers and satellite decoders
- Breakage of ceramic hobs, mirrors, fixed glass in furniture, double glazing and sanitary ware
- Fatal injury to you or those members of your family living with you caused by fire or burglars
- Increased domestic metered water charges following an escape of water
- Property in the open
- Rent and temporary accommodation
- Replacement of locks following theft or loss of keys
- Temporary removal to certain other premises in the United Kingdom
Legal Liability to the Public
As property owner when buildings are insured/as occupier when contents are insured.
Accidents to Domestic Staff
Only covered when contents are insured.
Personal Possessions section covers jewellery, furs and personal possessions against physical loss or damage from any cause within agreed territorial limits.
The following extensions are available
at an additional premium:
- Accidental damage to buildings and contents
- Contents of fridges and freezers against spoilage due to change in temperature or refrigeration fumes
- Loss of personal money and credit cards within agreed territorial limits
- Pedal cycles against theft and accidental damage anywhere in the United Kingdom