Employment Practices Liability

Finding the most suitable Employment Practices' Liability insurance has become a vital decision for many organizations. At Lockton we appreciate the importance of this, and our specialists will be at hand to guide you through this process. 

Protection against employment litigation can include reimbursement for settlements, judgements and defense expense related to allegations of:

• Breach of employment contract
• Discrimination against employees or prospective employees
• Wrongful Termination
• Sexual or other harassment

Employment Practices' Liability Insurance protects a company and its employees (be they directors, officers, partners or supervisory employees). It covers everyone against financial loss as a result of actions made in relation to employment issues. 

Protection against the implications of changing legislation, which include:

• reduction in the qualifying employment period
• increase in the ceiling on awards
• no pre-set limit for awards in respect of racial, sex or disability based discrimination

Protection against employment litigation, including:

• unfair dismissal
• the major rise in discrimination claims
• breach of contract
• wrongful dismissal
• discrimination by prospective employees who have never been employed
• victimisation/harassment
• defence costs
• court/industrial tribunal attendance costs

As independent Lloyd's brokers, Lockton Companies International Limited will tailor an insurance policy to suit the needs of your organisation. 
Cover would include:

• prospective employees (i.e. those applying for employment)
• those employees who had or have a contract of employment

Employment Practices’ Liability Proposal Form